We explain, in understandable terms, how insurance works for you.
We explain, in understandable terms, how insurance works for you.
Legislation is changing the medicare advantage landscape. Somewhat. We are perfectly willing to discuss these changes with you.
We offer o thoughts and help to as you consider what to do for the upcoming year.
As always, if you are happy with your existing coverage, the best advice we would give is to...stand pat. Most plans automatically rollove
If you decide you want to change, contact us - we'll have a conversation where we'll listen to your concerns.
We have plans from several companies.
We offer appointments online, phone or in-person.
As usual, the Mass Marketers will likely be making much ado. To be certain, you can buy however you like...from the computer, telephone agents in whatever state, from the company direct, or, a local agent. The advantage of the local agent is accessibility and accountability.
Please know, by law, all plans offered by companies are the exact same plans for all sellers within a geographical area. Same benefits, same cost, same availability, and all without any agent fees.
Know that all Plans are under the same Medicare rules. In 2026, Medicare changes affect all Plans that offer drug coverage. Each company decides how to handle the adjustments.
Look over your current coverages and compare to the changes your existing insurer is making. Think about your expected needs. Consider your Maximum Out-of-Pocket as that sets your overall risk for the upcoming year. Recall that better benefits over Here usually mean worse benefits over There.
Recall that you are buying a medical/drug plan for medical/drug benefits. If the plan you like has attractive bells and whistles, so much the better.
Recall that most all advice is both not so good and good. Advice comes from everywhere: family, friends, influencers, news and fake news. Some might mean well but because you are always a special case, the advice may not apply. Just an opinion. Follow opinions at your peril. Licensed Agents give good advice because they are financially liable for what they say and do.