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We explain, in understandable terms, how insurance works for you.

  • Home
  • Learn More
  • About
  • Contact
  • Medicare Short Course
  • Medicare Products
  • ACA
  • Short Term
  • Ancillary
  • Disclaimer
  • Meetings
  • MAPD Use
  • 2025 Coverage

Short Term Insurance

Indiana has, as do most states, a statute that allows one to purchase a short term health insurance policy.  These policies are also known as 'bridge policies' because they are intended to offer coverage during a transition period.  Should one lose coverage, for whatever reason, one can purchase coverage for as little as a month or up to three years until you enroll into a long term type of coverage.  Typically, Short Term policies are catastrophic policies, meaning high deductible.  One can reduce the deductible by increasing the premium.

Short Term Premiums

Premiums vary according to the usual factors that affect insurance cost:  the term of coverage, the extent of the coverage, number of insured, age, medical condition, deductible, etc.  We'll complete a simple application to provide an accurate premium estimate.

Short Term Lengths

Indiana allows purchasing variation from one month up to three years.  

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