....full capabilities...virtual appointments and enrollment

Agent of Record

Your Agent

Compensation

Your Agent

When one enrolls into a plan through an agent  licensed, appointed and certified with the company that agent will be designated as the Agent of Record for the customer.

Standing

Compensation

Your Agent

Agents of Record (aka AOR) have standing with the company, meaning only an AOR can contact and discuss business concerning the customer on their behalf with the company. 

Compensation

Compensation

Compensation

By law, Agents are paid by the company not by the customer, ever.  The pricing is the same whether you have an agent or not.  Another way of saying this, is an agent's is always free to you.

Experience

Independent

Compensation

As we all know, an agent can have many one year experiences or experiences of many years.  Most agents, over the years, learn from a variety of experiences.  All of which is absolutely no cost but benefits the customer.

Independent

Independent

Independent

Agents can be captive or independent.  Captives only represent that company.

Independents represent several companies.  Giving you choices.  Each business model has its advantages.

Decision

Independent

Independent

Only the customer can decide  whether one wants having a local person to talk business with or whether one wants to

deal with the company directly.  Here, too, each side has advantages.